Stuart Woodbury and the team at Low Cost Life Insurance are here to serve you and your family’s specific needs. We understand that term life insurance is not one-size-fits-all and that each individual and family we serve has unique needs. We work hard to create policies that fit within your budget and meet your needs. We provide a wide range of coverage options, from a 24-hour policy—for those who qualify—to custom policy solutions for individuals with more complex needs.
A Life Insurance Policy in 24 Hours?
Yes, it is possible. Those who qualify can apply for and receive life insurance coverage in one day, with a very simple and straightforward process. In general, a 24-hour policy would follow the same basic steps:
- Get a Quote
You will need to answer a few questions about your health, legal and driving history, insurance history, employment and income, lifestyle and hobbies and drug and/or alcohol use. These questions will help determine estimated costs for a wide variety of policies.
Your insurance application should only take a few minutes and consists of you answering questions about your overall health and family health history.
- Get Covered
Once you submit your application, we will be able to provide you with an almost immediate decision on eligibility for coverage, as well as your premium rate. If you are approved, you can activate your coverage right there.
Benefits of an Immediate Insurance Policy
- No medical exam
All you have to do is answer a few questions about your health and general lifestyle—no medical exam or blood work required.
- Affordable premiums
We offer a variety of policies to give you options that best fit both your budget and your needs.
- Same-day coverage
You can move from the application process to being covered in a matter of minutes. Applying for 24-hour coverage can give you the peace of mind you need, knowing that (if you are eligible) you and your family can be covered quickly.
- The same quality service that you can expect from the Stuart Woodbury team!
Just because the policy process is quick, does not mean that the caliber of service is lower. Even for our immediate policy clients, we are here to help you through the process; before, during, and after you have your life insurance coverage.
Fast Isn’t Always Best
Of course, not all applicants will qualify for an immediate policy, and we don’t believe that they are the best option for everyone. Rather, our team wants to put you in the best policy for your unique needs. You can trust the team at Low Cost Life Insurance to listen to you, discuss the needs of your family and find the right policy. Other companies may promise quick policies, only to deny them hours later. We don’t believe that is the best solution for our clients.
At Low Cost Life Insurance, we won’t make promises that we can’t deliver. And we promise to work with you to find the best term life insurance policy for your needs. Additionally, we offer a complimentary policy review every year, to ensure that your current policy is still the right policy. Your family’s financial future is too important to leave to chance. Trust the Stuart Woodbury team to do the work to find the right policy for you.
Reach Out to Low Cost Life Insurance
The Low Cost Life Insurance Team is here to help you year-round, not only when you purchase your policy. Our core goal is to offer the very best in customer service for all of our clients. We take the responsibility of covering you and your family very seriously and are here to help you for years to come. We value the relationships we can create with each of our customers and appreciate the trust you have put into our team. As always, if you have any questions please don’t hesitate to reach out to us today.