Our mission is to offer people a transparent platform to implement life insurance coverage based solely on the best interests of our clients.


About LCLI and Stuart Woodbury

Stuart Woodbury, a native of Kansas City, MO, has been a leader in the life insurance brokerage business for more than 35 years. He holds the Gold Knight Level with the Million Dollar Round Table Foundation and is a Lifetime Member of the Million Dollar Round Table, an organization of the leading life insurance producers throughout the world. Stuart appears regularly on radio stations throughout the country, sharing his expertise in life insurance planning.

Stuart founded his own company, SWI, Inc., in 1985, with the belief that people were too often sold either the wrong type of life insurance, or policies that were just too expensive. After 30 years of providing clients with honest, straightforward service and the lowest cost term life insurance applicable to their needs, SWI merged with The Mutual Fund Store in 2015 to become TMFS Insurance Agency, LLC. In 2016, The Mutual Fund Store combined forces with Financial Engines, and then in 2019, Financial Engines combined with Edelman Financial Services to become Edelman Financial Engines. And then in 2020, things came back full circle. Stuart acquired 100% of his company from Edelman Financial Engines on January 31, 2020. While the last five years have offered numerous corporate ownership changes, the one constant under Stuart’s direction is the value we bring in helping people with their life insurance planning.

Today, under the name Low Cost Life Insurance, the agency continues its commitment to making the process of buying life insurance simple, convenient, understandable, and affordable.

In his spare time, Stuart enjoys spending time with his wife, Jami, and watching his older daughter, Olivia, play basketball and his younger daughter, Grace, perform at dance recitals. He also enjoys leisurely rides on his motorcycle and traveling with his family.

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Low Cost Life Insurance Agency is not licensed in Alaska, New York, or Hawaii, and is unable to provide quotes for residents of these states.

Stuart Woodbury


Stuart’s Team

Jami Woodbury

EVP Client Services

Jan Loyd

Client Services Representative

Maaike Coldwell

Client Services Representative