More About Term Life Insurance

Why the policy still has value—even if you never “use” it. A common hesitation about buying term life insurance is: “What if I outlive it?” It’s a fair question. No one wants to spend money on [...]

Starting a family, buying a home, going back to school—these are all major milestones worth celebrating. But they also often come with a large amount of financial responsibility. Between [...]

Life doesn’t always go according to plan. Health conditions can arise, and when they do, securing life insurance might feel daunting. But here’s the truth: having a health condition [...]

In May, 1985, I started Low Cost Life Insurance with a simple idea: to help people find affordable, honest life insurance without any added pressure, upsell or unnecessary jargon. I was 21, [...]

Shopping for term life insurance can feel overwhelming, especially when sifting through multiple quotes from different insurers. While price is an important factor, it’s not the only one you [...]

Starting a family is an exciting new chapter of your life, but one that also comes with new responsibilities, like making sure your loved ones are financially secure no matter what happens. [...]

While term life insurance is typically one of the most straightforward and affordable ways to protect your loved ones financially, many misconceptions cause people to overlook it and its [...]

One of the most common questions about term life insurance is, “Will my premium change over time?” At Low Cost Life Insurance, we specialize in level term life insurance, which offers you and [...]

Depending on many different factors, you may be required to go through a medical exam when applying for life insurance. This may feel like an unnecessary extra step, but this exam actually helps [...]

September is National Life Insurance Awareness Month, a month dedicated to raising awareness about the importance of having adequate life insurance coverage. This month is an excellent [...]