Employees

During this time of uncertainty, our focus is to keep you, our staff, and our community safe. We would like to reassure you that Low Cost Life Insurance continues to be open for business. We are [...]

If you’ve been thinking about getting a life insurance policy or reconsidering an existing one, now may be the perfect time to make a move. That’s because life insurance rates are currently at a [...]

What Happens If You Miss a Life Insurance Payment? Many people assume that if they miss a life insurance payment, their policy immediately disappears. Fortunately, that’s usually not how it [...]

What Is a Conversion Option on a Term Life Policy — and Will You Ever Need It? When reviewing a term life insurance policy, you may notice a feature called a conversion option or convertible [...]

Underwriting Basics: What Insurers Look At (And What You Can Control) When you apply for term life insurance, the insurer reviews a few key details about your health and lifestyle. This [...]

When it comes to buying term life insurance, one of the first decisions you’ll make is how long you want your coverage to last, or your term length. Choosing the right one is all about matching [...]

It is incredibly common when you first purchase your term life insurance policy to list a beneficiary without giving it too much thought. This is why we encourage our clients to take a second [...]

The start of a new year is a natural time to review the things that matter most—your goals, your finances, and your family’s needs. While term life insurance doesn’t require much day-to-day [...]

Divorce can be complicated, especially when it comes to long-term financial obligations like alimony and/or child support. One practical tool often used to help protect those agreements is term [...]

Navigating Term Life Insurance for Blended Families: Making Beneficiaries Clear and Fair Blended families can bring a lot of joy to your life, and can also create a little complexity when it [...]

If you own a business, chances are you’ve put in long hours and taken risks to something that others depend on. But what happens to all of that if something happens to you? Most entrepreneurs [...]

September is National Life Insurance Awareness Month, and it’s a good time to revisit something that often gets pushed to the bottom of the to-do list: making sure your family is financially [...]